AydilJoe/survey ? reverse-engineered prompt

Build me a private money tracking app for Malaysia that works fully in the browser and feels polished on mobile. I want users to be able to record income, expenses, debts, savings goals, investments, bill splitting, zakat, and daily spending, then see clear reports and simple charts with prior period comparisons. It should support multiple currencies, receipt scanning from the camera or uploaded images, and a privacy mode that hides actual amounts while still showing percentages.

The big thing is privacy, so all financial data should be encrypted in the browser with a passcode and never sent to a server. Add import and export for CSV, offline use, dark and light themes, and a simple landing page plus the main app screen. If you need any details, look up the current docs online, but keep the final result simple and fast to use.