Dushyanth2806-off/smart-lender ? reverse-engineered prompt

Build me a simple smart lender app in Python.

I want something that feels like a basic prototype for helping with lending decisions. A user should be able to enter borrower details, loan amount, income, credit related info, and any other sensible fields you think fit, then get a clear result about whether the loan looks safe, risky, or worth reviewing. Show the result in a way that is easy to understand, with a short explanation of what affected the decision most.

Please make it usable end to end, not just a model file. It should have a simple interface, validate inputs, and keep the code organized so it is easy to run locally and improve later. If it makes sense, include a small sample dataset or mock data so the app can actually be tested right away.

Keep the experience clean and beginner friendly. Add basic setup and run instructions in the project. If you need to, look up current docs online and choose sensible defaults.