Kartavya132/Personal_Money_Handler ? reverse-engineered prompt

Build me a simple Python command line app for personal money tracking that works completely on my computer and saves everything in easy to read CSV files.

I want people to be able to create a password protected account, sign in, add salary and expense entries, see their current balance, manually adjust totals, and browse their transaction history. It should also let users set a savings goal, check progress, and get a bit of personalized advice based on what they have been doing lately. If possible, include charts for salary, expenses, and balance trends, plus a way to view and delete saved charts.

Please keep it organized so the data, finance logic, prompts, graphs, and advice parts are separated cleanly. Add basic tests too, and make sure the app can run from main.py with a friendly text menu. If you need to, look up current docs for any library details online.