KenTaniguchi-R/ledgr ? reverse-engineered prompt

Build me a self hosted personal finance app that runs on my own server and keeps my data private.

I want to be able to connect bank accounts, automatically pull in transactions, and have them categorized for me. It should support budgeting by category, show spending, income, cash flow, net worth, and investment holdings over time, and help spot recurring bills or subscriptions. I also want to import transactions from CSV, OFX, or QFX if my bank is not supported.

Please include an AI chat inside the app that can answer questions about my money, and an MCP endpoint so tools like Claude or Cursor can ask things like how much I spent on dining last month or what my budget progress looks like. If needed, use current docs online to make the bank sync setup and AI integration work smoothly.

Make it easy to run with Docker, with a simple first time setup, login, and a clean dashboard that feels good to use.