OniX9/BipCIDER ? reverse-engineered prompt

Build me a small Python app that simulates how seed phrase guessing and wallet checking might work for educational purposes, but only against mock data or test wallets, not real bitcoin accounts.

I want a simple terminal program that generates random 12 word seed phrases from a word list, turns them into a wallet style address, and then checks a fake balance response so I can see the flow end to end. It should let me run repeated cycles, show the current phrase, address, balance, and success stats, and stop cleanly with Ctrl C. If you need current library docs, look them up online.

Also add support for loading settings from a .env file, including email alerts through SMTP when a match is found in the mock setup, and make the whole thing easy to run from main.py. Keep it straightforward, readable, and beginner friendly, with clear messages in the console and sensible defaults so I can try it quickly.