Seamforge/FS25_UsedPlus ? reverse-engineered prompt

Build me a Farming Simulator 25 mod that makes the game feel like a real farm business instead of simple buy and sell. I want a central finance screen where players can take out loans, finance vehicles and buildings, lease equipment, and even borrow cash against collateral. Add a credit score that changes the rates and terms players get, and make missed payments hurt while good payment history helps over time.

I also want a used equipment marketplace where sellers remember how you treated them, so low offers and bad deals affect future buying. Let players inspect equipment before buying, see whether it is a good machine or a lemon, and include trade ins with instant value. If possible, add basic maintenance and breakdown systems so neglect actually matters.

Make it fit naturally into FS25, work in multiplayer, and keep the whole thing feeling polished and readable. If you need to check current FS25 modding docs or examples online, do that first.