Sriram4232/ClaimForge_ICATS ? reverse-engineered prompt

Build me an Insurance Claim Assistance and Tracking System called ICATS, with a clean claims portal on the front end and a Python API behind it. I want users to submit a life insurance claim, enter policy details, cause of death, nominee and bank name details, and then see the claim move through a clear tracking flow with status updates and an explanation of why each decision was made.

The system should automatically check required documents based on the case, handle name matching for nominee and bank records, calculate reduced paid up payout when a policy has lapsed but still qualifies, and flag early claims that need extra fraud review. If the claim is rejected or needs more proof, show the reason in simple language and also keep a detailed console style audit trail for review. Use a dark, neon styled interface, and store data in MongoDB with a local fallback if needed. Look up current docs online if you need to.