Tejas111296/CreditScoreAnalysisTool ? reverse-engineered prompt

Build me a small fintech style backend that lets users register and log in, then fetch a credit score through one clean API gateway. I want the whole thing to run with Docker Compose, with separate services for user management, credit scoring, and the gateway, plus MySQL for storage, Redis for caching, and Kafka for async communication.

The user service should handle registration, password hashing, and JWT based login. The credit service should return a score for a user and keep score history. Make the gateway route everything through a single /api entry point and keep the health checks working too.

If anything is unclear, follow the README style and look up current Spring Boot docs online if you need to. I’d also like the login flow to be fixed if it is currently broken, and the credit endpoints to be secured properly end to end.