Vahrka/Ganzabara ? reverse-engineered prompt

Build me a cross platform accounting app for small businesses, shops, and markets that feels polished and easy to use.

I want it to handle the basics of real bookkeeping, like double entry accounting, invoices and receipts, VAT or GST calculations, inventory tracking, payroll, multi currency support, and simple financial reports that can be exported to PDF or Excel. It should also support scanning invoices or receipts with OCR, bank feed import, automatic cloud backups, and a clean way to switch themes.

Please make it a desktop style app with a modern interface, and use a local database with support for SQLite and PostgreSQL. Protect sensitive data with encryption, and keep the whole thing organized so it is easy to extend later.

If anything is unclear, look up current docs online if you need to, and build the app in a way that can run on Windows, Linux, and Android if possible.