ashuTew01/expensio-2.0-main ? reverse-engineered prompt

Build me a full finance tracking web app called Expensio that helps people log expenses and income, see where their money is going, and get smart insights about their spending habits.

I want a clean React frontend with a dashboard, charts, and a chat style assistant where users can type things like “I spent 24 dollars on lunch yesterday” and it figures out the amount, category, and other details for them. The app should support secure login with OTP, real time updates, and clear summaries by month, category, and spending patterns.

On the backend, set it up like a modern event driven system so the different parts can work independently and stay in sync. Use services for users, expenses, income, analytics, dashboard data, and the AI chat. Make it feel production ready, with Docker support and deployment friendly setup. If you need current docs for anything, look them up online.