pupsb/Neostore ? reverse-engineered prompt

Build me a full stack digital store for gaming credits, top ups, and other digital products.

I want users to be able to sign up and log in, verify with OTP, browse products, view product details, place orders, pay through a payment gateway, and see their wallet balance and reward points. Please include password reset, email notifications, and a simple points system where users can earn and redeem points.

I also need an admin area where I can manage users, create and edit products, review orders, and see transactions. Make the frontend clean and responsive, with a modern shopping style and clear navigation for home, products, wallet, orders, and admin pages.

Use a JavaScript based stack, with a separate backend and frontend, and make sure the app can run locally with a MongoDB database. If you need to check current docs for anything, feel free to look them up online.