rishabhxvaz/wealthify ? reverse-engineered prompt

Build me a simple but polished web app called Wealthify for college students in India to track spending and stay in control of their money.

I want users to be able to sign up and log in, add expenses quickly, and have the app automatically categorize them with AI. It should show daily and monthly summaries, point out wasteful spending, and give helpful money saving tips based on their habits. I also want a budget planner, savings goals, and a section with investment suggestions for Indian stocks and ETFs.

Make the app feel modern and easy to use, with charts and clear dashboards so it’s simple to understand where the money is going. Please connect the frontend and backend properly, keep auth secure with JWT, and use the AI service for categorization and insights. If you need to check current docs while building, go ahead and look them up.