svm04/Pocketly ? reverse-engineered prompt

Build me a personal finance tracker where I can sign up, log in, and manage my money in one place.

I want to add income and expenses with a category, icon, amount, date, and optional note, then see a dashboard that shows my current balance, totals, recent activity, and charts for where my money is going. Please include monthly budgets for categories, alerts when I go over, savings goals with progress tracking, and recurring transactions like rent or salary that get added automatically on schedule. I also want a way to start a new month so the app carries budgets forward and keeps month by month history.

Make it feel polished and easy to use, with dark mode and a responsive layout that works well on desktop and mobile. Add secure account features like password reset by email and token based authentication. It would be great to export my data to Excel with a full report and also per page exports from income and expense views. If you need current docs for anything, look them up online.