uswazulfiqar/spendly ? reverse-engineered prompt

Build me a modern expense tracker and personal finance dashboard where I can add income and expenses, see my current balance, and get a clear view of where my money is going.

I want a clean React app with a simple dashboard, forms for adding transactions, a list or table of recent activity, and visual summaries that make spending easy to understand at a glance. It should feel polished and responsive, work well on desktop and mobile, and make the main actions really easy to find.

Since this looks like a full stack project, wire up the frontend with a basic backend and database flow so transactions can be saved and loaded properly. Add sensible validation, loading states, and empty states so it feels like a real app. If you need to look up current docs online for anything, go ahead.