vcdhruv/Personal-Finance-Tracker ? reverse-engineered prompt

Build me a personal finance tracker that helps someone keep an eye on their money in one place.

I want a simple app where a user can add income and expenses, see their spending by category, set a budget, and get clear reports that show where the money is going over time. It should feel easy to use, with a clean dashboard that makes it obvious how much is coming in, how much is going out, and what is left. If it makes sense, split it into a backend API and a front end app that talks to it.

Please include the basics for tracking transactions, budgets, and summary charts or reports, and make sure the data is organized in a way that would be easy to expand later. If you need to look up current docs online for anything, go ahead.