viveksingh0005/mernBanking ? reverse-engineered prompt

Build me a simple banking app where a user can sign in, see their account balance, check recent transactions, and make basic money transfers between accounts.

I want it to feel clean and easy to use, with a modern dashboard on the front end and a backend that stores users, accounts, and transaction history safely. Please set up the full app so it runs as one project, with a client side and a server side, and wire everything together so the main user flows actually work.

Keep the design straightforward, mobile friendly, and polished enough to demo. If you need to make reasonable choices for the data model or auth flow, go ahead and do that. Look up current docs online if you need to. Also add a few sample records so I can see the app working right away.